Last Updated: 2026-02-28
By accessing or using the Fourpath Capital website at fourpathcapital.com ("Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions ("Terms"). These Terms constitute a legally binding agreement between you and Fourpath Capital Management, LLC ("Fourpath Capital," "we," "us," or "our"). If you do not agree with any part of these Terms, you must discontinue use of the Site immediately. These Terms apply to all visitors, users, and others who access or use the Site.
You must be at least 18 years of age to use this Site or submit any information through our forms. By using the Site, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding agreement.
Fourpath Capital provides savings optimization analysis and related informational content through this Site. The information and analysis we provide are educational and informational in nature. We identify potential savings opportunities based on the data you provide, but we do not manage, hold, invest, or transfer funds on your behalf. Your personal information will not be sold to, rented, or shared with any third parties, affiliates, or partners for their marketing or promotional purposes.
By submitting your mobile phone number through our opt-in form, you provide your prior express written consent, as required under the Telephone Consumer Protection Act (TCPA), to receive recurring automated marketing and informational text messages from Fourpath Capital at the mobile number you provided, including messages sent using an Automatic Telephone Dialing System (ATDS). Message frequency varies based on your interactions with us. Consent to receive text messages is not a condition of purchasing any goods or services from Fourpath Capital.
Standard message and data rates may apply. Contact your wireless carrier for details about your text messaging plan and any applicable charges.
You may opt out of receiving SMS messages at any time by replying STOP, QUIT, END, CANCEL, or UNSUBSCRIBE to any message you receive from us. After opting out, you will receive a single confirmation message. No further messages will be sent unless you re-subscribe.
You may opt out of email communications at any time by using the unsubscribe link included in any email message from Fourpath Capital.
For assistance with SMS messages, reply HELP to any message or contact us at support@fourpathcapital.com.
For complete details about our SMS messaging program, please review our separate SMS Terms.
Fourpath Capital, T-Mobile, and all other wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your wireless carrier. Carrier support may vary. Fourpath Capital has no control over wireless carrier networks and is not responsible for any failures, delays, or errors in message delivery caused by carrier infrastructure or service interruptions.
Fourpath Capital is not a registered investment advisor, broker-dealer, or financial planner. The information, analysis, and content provided through this Site and our communications do not constitute investment advice, financial planning advice, tax advice, or legal advice. Nothing on this Site should be interpreted as a recommendation to buy, sell, hold, or otherwise transact in any security, financial product, or investment vehicle. You should consult with qualified professionals before making any financial decisions.
Financial markets are speculative in nature and involve a high degree of risk. Past performance is not indicative of future results. Any projections, estimates, or forward-looking information we provide are for informational purposes only and should not be relied upon as guarantees of future performance. You could experience significant losses, including the total loss of your principal. Only allocate funds that you can afford to lose entirely.
Certain information on this Site or in our communications may contain forward-looking statements that involve risks, uncertainties, and assumptions. These statements reflect our current expectations and are based on information available at the time of publication. Actual results may differ materially from those expressed or implied in forward-looking statements due to a variety of factors, including changes in economic conditions, market volatility, regulatory changes, and other variables beyond our control. Fourpath Capital undertakes no obligation to update or revise any forward-looking statements.
When using this Site, you agree to:
All content on this Site — including text, graphics, logos, images, and software — is the property of Fourpath Capital Management, LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.
To the fullest extent permitted by applicable law, Fourpath Capital Management, LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site, reliance on any information provided, or inability to access the Site. This includes, without limitation, damages for loss of profits, data, goodwill, or other intangible losses. Our total aggregate liability for any claim arising from or related to these Terms or your use of the Site shall not exceed the amount you have paid to us, if any, in the twelve (12) months preceding the claim.
The Site and its content are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, or statutory. We make no warranties or representations regarding the accuracy, completeness, reliability, suitability, or availability of the Site or its content. We specifically disclaim all implied warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of harmful components. No guarantees of specific outcomes, performance, or results are made or implied.
You agree to indemnify, defend, and hold harmless Fourpath Capital Management, LLC, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way related to your use of the Site, your violation of these Terms, your violation of any applicable law or regulation, or your violation of any rights of a third party.
Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site shall be resolved through binding individual arbitration administered by the American Arbitration Association (AAA) in accordance with its Consumer Arbitration Rules, rather than in court. The arbitration shall take place in Oklahoma County, Oklahoma, unless the parties mutually agree to a different location. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
Class Action Waiver: You agree that any dispute resolution proceedings will be conducted only on an individual basis and not as part of a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration against Fourpath Capital Management, LLC.
If any part of this arbitration provision is found to be unenforceable, the remainder of this provision shall continue to apply. Nothing in this section prevents either party from seeking injunctive or other equitable relief in court for matters relating to intellectual property or unauthorized access to the Site.
These Terms shall be governed by and construed in accordance with the laws of the State of Oklahoma and the applicable federal laws of the United States, without regard to conflict of law provisions. To the extent that litigation is permitted under these Terms, you consent to the exclusive jurisdiction of the state and federal courts located in Oklahoma County, Oklahoma.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site with a revised "Last Updated" date. Your continued use of the Site after any changes constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.
If you have questions about these Terms, need assistance, or wish to provide legal notices, you may contact us by: